At the start of the game, after you get out of the Savage Woods, go to Sea Haven (south of the woods). Go north, then to the west. You should now see the Raptor's Nest. When you pass the Raptor's Nest, go north. You should see men lying dead on a rock. Then, go directly west to find a chest with a Crossover Tablet. Go to Seahaven Village and speak to Klars. He is the topmost man in the northern part of Seahaven Village. Choose the "I have an ancient tablet" option, then select an item. Save the game then create a new game with the character you just made. Repeat the process. After you have all of the items, sell them to make over 500,000 gold.
Use the following trick to get easy money and epic items at the end of the dark tree (near the end of the first act). After you have slain the druid and collected the epic item that he dropped, leave the black tree as usual. The levels respawn after you enter them again. Instead of talking to Gaul for the new set of quests, enter the black tree again from the backdoor you used to exit. Because it is the backdoor, the only mop to fight is the druid. With Mogrim it is easy to kill this single mop, who once again will drop an epic item. It takes two minutes to leave and re-entering the dungeon, You can collect a number of epic items (up to level 34). After repeating this for some time, use the teleport to go to Seahaven. Sell the unwanted items for about 50,000 gold per item.