When you start a new game, go to your stables. Normally, the game will give you a mare named Zora. Select the "stroke" icon and pet the horse until her "trust" (viewed by pressing the book icon) says 100. Then, go to the office and select "end day", it will give you $1,200.00 dollars for raising your horse's trust. This is rhe only time the game will do this.
Go to the office and select the breeder. Then select wether you would like your mare to have a girl or boy foal. After about 5 rounds your horse will give birth and the game will give you $4,000.00 dollars. This is the only time the game will do this.
Go into your stable and select the "course" option. The game will only let you do this if you kept your horse in the stable overnight and you haven't put your horse in the paddock yet. If it lets you enter the course, you must have absolutely no falls and run the course perfectly. For this the game will give you $2,000.00 dollars. The game willl only do this once.
There is a glitch in the game that allows you to buy a horse for -$16,000,004.00. To buy this horse you must look for a horse to buy every round and look at the price of every horse. Normally it's the first horse on the list. If you buy the horse it will automatically give you $16,000,004.00 dollars. There are several horses that you can buy throughout the game that are this price.
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